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Blue Cash® from American Express
Issued by American Express
Overall Rating

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Apply Online for Blue Cash® from American Express.
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Review
Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back reward program offered by this card, which Kiplinger's Personal Finance* named as the "best cash-rebate card."

Cardholders get unlimited cash back savings on eligible purchases with the card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.5% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate.

Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance.

This card has no annual fee and a reasonably low interest rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first twelve months of membership that can be applied toward purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card.

Therefore, those who plan to take advantage of the cash back reward program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.

*Notations to the Best Cash-Rebate Card appeared in the November 2006 edition of Kiplinger's Personal Finance. Based upon Kiplinger's Personal Finance assumptions of how their readers would use rebate cards. © 2006 The Kiplinger Washington Editors, Inc.
Updated: 2008-07-21 00:00:00
 
Note: The review on this card was updated on July 21, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Specifics
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Card Category: Reward - Cash

Introductory Rate : 0.00%

Time Period 12 Months

Applied Towards :Purchases

Introductory Rate Details : A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.

APR (Purchases) : 8.99% Variable

Annual Fee : $0.00

Annual Details : None

Reward Program Details

Rebate Minimum : .5%

Rebate Maximum : 5%

Additional Rebates : General purchases earn up to a 1.5% rebate; "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate.

Rebate Details : General purchases earn a .5% rebate up to $6,500, and 1.5% over $6,500; "Everyday Purchases" earn a 1% rebate up to $6,500, and 5% over $6,500.

Expiration :None

Yearly Limit : None

Perks / Notations

Additional Perks

Various Internet account related services.
Year-end financial statement.
Built-in ExpressPay feature to make purchases without having to swipe the card.
No liability for unauthorized Internet transactions.
Return protection.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency card replacement.
Trip planning assistance.
Medical referral services.
Legal referral services.
Up to $100,000 in travel accident insurance.
Guaranteed hotel and motel reservations.
Various travel and emergency assistance services.
See website for additional benefits.

Important Notations

No pre-set spending limit - purchases are approved based on credit record, account history, and personal resources.
Card is currently unavailable to residents of Puerto Rico.
The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 8.99% to 14.99%.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for Blue Cash® from American Express.

See other cards issued by American Express

Category: Blue Cash® from American Express by American Express
 
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