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Preferred Rewards Gold Card
Issued by American Express
Overall Rating

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Apply Online for Preferred Rewards Gold Card.
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Review
The Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates.

Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after their first purchase, which is redeemable for a $100 gift card at participating merchants and retailers (please refer to the American Express website for a complete list of participating Membership Rewards partners). Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire.

Although there is a high annual fee of $125 for the basic card and a fee of $35 for additional cards, this fee will be waived the first year for the basic card and for up to five additional cards. This card does provide many additional services and benefits including travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more.

Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more.

Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the Preferred Rewards Gold Card has to offer.
Updated: 2009-04-01 00:00:00
 
Note: The review on this card was updated on April 01, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Specifics
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Card Category: Charge

Introductory Rate : No introductory rate available.

Time Period N/A.

Applied Towards :None

Introductory Rate Details : n/app

APR (Purchases) : No APR

Annual Fee : $125.00

Annual Details : **The annual fee will be waived the first year for the basic card and for up to 5 additional cards.

Reward Program Details

Expiration :None

Yearly Limit : None

Points per Dollar Spent : 1 Point

Point Details : Points are redeemable for travel rewards on over 21 airlines.

Additional Points : For a limited time, cardmembers can earn double membership rewards on gas and groceries during the first year of cardmembership.

Perks / Notations

Additional Perks

Various Internet account related services.
Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Discounts on products and services at participating merchants and retailers.
Return protection
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Medical referral service.
Legal referral service.
Emergency cash replacement.
Lost luggage insurance.
Travel accident insurance.
Guaranteed hotel reservations.
Emergency card replacement.
Year-end financial statement.
Identity theft assistance.
Various travel and emergency assistance services.
See website for additional benefits.

Important Notations

This card is a charge card and the bill is paid in full each month.
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for Preferred Rewards Gold Card.

See other cards issued by American Express

Category: Preferred Rewards Gold Card by American Express
 
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